Life insurance in 10 minutes
No medical exams, no blood tests – apply online to get covered today.
Jessica Dechavez
Washington took the time to understand what I needed and walked me through the different options without any pressure. If you're looking for life insurance without all the hassle of exams, I highly recommend Washington Rojas
Our Quote & Apply Tool Makes It Easy
Instantly receive Life Insurance quotes from over 30 carriers
Complete an online application
Sign the agreement with DocuSign
Securely receive the policy from respective insurance carriers
Life insurance in 10 minutes
No medical exams, no blood tests – apply online to get covered today.
Our Quote & Apply Tool Makes It Easy
Instantly receive Life Insurance quotes from over 30 carriers
Complete an online application
Sign the agreement with DocuSign
Securely receive the policy from respective insurance carriers
The #1 no-medical-exam, instant life insurance provider
Get covered in 5 minutes
Up to $2 million
in coverage
Wide selection
The #1 no-medical-exam, instant life insurance provider
Apply within 10 minutes
Up to $2 million
in coverage
Wide selection
How it works
We calculate your rate in real time, so you can get covered in 10 minutes.
Tell us about you
Get your recommendations
Start your coverage today
How it works
We calculate your rate in real time, so you can get a quote in 10 minutes.
Tell us about you
Get your recommendations
Start your coverage today
Personalized Service
No two people or businesses are alike. That’s why we provide customized insurance solutions tailored to your specific needs.
Personalized Service
No two people or businesses are alike. That’s why we provide customized insurance solutions tailored to your specific needs.
Life insurance made easy
See how we are changing the way people buy life insurance.
Life insurance made easy
See how we are changing the way people buy life insurance.
Frequently Asked Questions
What does life insurance cover?
It can help cover some of life’s biggest expenses, like a home mortgage, debt, your children’s college tuition, and it can also replace lost income. Your policy can also help cover everyday expenses—anything your beneficiaries need, really. Ultimately, it’s up to them to decide how to use the payout.
What kind of life insurance does Washington Rojas offer?
We offer both term life insurance (ages 20-65) and guaranteed issue whole life insurance (ages 65-85). Our term length options range from 10 to 30 years, with coverage amounts from $20K to $2 million, depending on what you qualify for.
But I have insurance through my employer, isn’t that enough?
Employer-sponsored policies typically offer coverage that is about 1-2X your annual salary, which is a fraction of the coverage you need. Financial experts recommend having coverage that is about 10X your salary, which is why many people buy individual term policies to supplement their coverage through work.
Who is eligible to apply?
Age: All U.S. citizens and permanent residents ages of 20-85 can apply for coverage with R&I Insurance LLC. If you’re 65 and under, you can own term coverage until age 80. If you are over 65, a guaranteed issue whole life insurance policy might be an easy way for you to get coverage quickly. Location: Washington Rojas is licensed and operates in 49 U.S. states and the District of Columbia, excluding the state of New York.
How much life insurance do I need?
A common and easy way to come up with a coverage estimate is to multiply your annual income by 10. Another way is to calculate your long-term financial obligations and then subtract your assets. The remainder is the gap that life insurance needs to fill. It can be difficult to know what to include in your calculations, so we created a life insurance calculator to help you determine your coverage needs.
Why should I use an insurance broker instead of going directly to an insurance company?
More Choices: Brokers compare multiple insurers to find the best coverage for you.
Unbiased Advice: Brokers are independent and offer impartial guidance.
Claims Assistance: Brokers can help you navigate the claims process.
Customized Coverage: They tailor policies to fit your specific needs and budget.
What makes Washington Rojas different?
I've built an industry-leading product that is transforming how people apply for life insurance. Our proprietary underwriting engine algorithmically assigns each customer to the appropriate product so applicants can get the coverage that best fits their unique needs as fast as possible. Check your final, approved rates in a matter of minutes and get covered today.
Can I speak with a real person?
Yes—we’re happy to assist and support you anytime. You can get in touch with our customer success team by sending us an email at [email protected].
Or you can book a virtual meeting through our booking link.
Frequently Asked Questions
What does life insurance cover?
It can help cover some of life’s biggest expenses, like a home mortgage, debt, your children’s college tuition, and it can also replace lost income. Your policy can also help cover everyday expenses—anything your beneficiaries need, really. Ultimately, it’s up to them to decide how to use the payout.
What kind of life insurance does Washington Rojas offer?
We offer both term life insurance (IUL, and guaranteed issue whole life insurance (ages 65-85). Our term length options range from 10 to 30 years, with coverage amounts from $20K to $2 million, depending on what you qualify for.
But I have insurance through my employer, isn’t that enough?
Employer-sponsored policies typically offer coverage that is about 1-2X your annual salary, which is a fraction of the coverage you need. Financial experts recommend having coverage that is about 10X your salary, which is why many people buy individual term policies to supplement their coverage through work.
Who is eligible to apply?
Age: All U.S. citizens and permanent residents ages of 20-85 can apply for coverage with Quote & Apply. If you’re 65 and under, you can own term coverage until age 80. If you are over 65, a guaranteed issue whole life insurance policy might be an easy way for you to get coverage quickly.
How much life insurance do I need?
A common and easy way to come up with a coverage estimate is to multiply your annual income by 10. Another way is to calculate your long-term financial obligations and then subtract your assets. The remainder is the gap that life insurance needs to fill. It can be difficult to know what to include in your calculations, so we created a life insurance calculator to help you determine your coverage needs.
Why should I use an insurance broker instead of going directly to an insurance company?
More Choices: Brokers compare multiple insurers to find the best coverage for you.
Unbiased Advice: Brokers are independent and offer impartial guidance.
Claims Assistance: Brokers can help you navigate the claims process.
Customized Coverage: They tailor policies to fit your specific needs and budget.
What makes Washington Rojas different?
I've built an industry-leading product that is transforming how people apply for life insurance. Applicants can get the coverage that best fits their unique needs as fast as possible. Check your rates in a matter of minutes and get covered today.
Can I speak with a real person?
Yes—i'm happy to assist and support you anytime. You can get in touch with our customer success team by sending us an email at [email protected].
Or you can book a virtual meeting through our booking link.
Lock in your best price today
With Washington Rojas, getting covered only takes 10 minutes.
Shop for your insurance coverage today
Compare carriers and prices through Quote & Apply, getting a quote only takes 10 minutes.
Chris Silva
"I’ve been working with Washington Rojas for several years now, and I can’t recommend them enough. They took the time to really understand my needs and found an insurance plan that perfectly suits my family. I’ve never had such personalized service from an insurance company before!"
Ashley Abraham
"I’ve worked with Washington Rojas for over 10 years, and they’ve always been proactive in reviewing my policies to make sure I have the best coverage at the best price. They’re not just there for the sale—they genuinely care about their clients and their long-term security".
Cameron Nitz
"I was overwhelmed by all the options when looking for life insurance, but Washington Rojas made everything so much easier. They took the time to understand my family’s needs and found a plan that fits perfectly. It feels good knowing my loved ones will be taken care of. Highly recommend their services!"
Chris Silva
"I’ve been working with Washington Rojas for several years now, and I can’t recommend him enough. He took the time to really understand my needs and found an insurance plan that perfectly suits my family. I’ve never had such personalized service from an insurance broker before!"
Ashley Abraham
"I’ve worked with Washington Rojas for over 10 years, and he is always been proactive in reviewing my policies to make sure I have the best coverage at the best price. He's not just there for the sale—He genuinely cares about his clients and their long-term security".
Cameron Nitz
"I was overwhelmed by all the options when looking for life insurance, but Washington Rojas made everything so much easier. He took the time to understand my family’s needs and found a plan that fits perfectly. It feels good knowing my loved ones will be taken care of. Highly recommend his services!"
Customers get approved in as little as 5 minutes. You can purchase instantly or do it anytime in the next 30 days.
Copyright All Rights Reserved. Washington Rojas
About Me
Customers get approved in as little as 5 minutes. You can purchase instantly or do it anytime in the next 30 days.
Copyright All Rights Reserved. Washington Rojas
About Me